Learning to be financially set is probably one of the most beneficial things that a person can do in their life. By familiarizing themselves with the truth about wealth or how to invest, they gain so much. But how about learning how to invest in yourself?
Funny enough, even though this involves investing, it does not always require money.
Sure there might be things that you can buy to better yourself but there are still many things you can do to work on yourself without money.
Hence the idea of investing in yourself.
As common as they are, most guides on how to invest in yourself are either too general or too obvious. That’s where this post comes in.
This guide will not only explain the importance of investing in yourself but will also provide you with detailed steps that have worked really well for many [including me].
Thus, here’s how to invest in yourself and why.
You might also like: How to Find Your Purpose of Life: A Simple Guide
Why Invest in Yourself?
I’m not going to write much here because you probably already know why you want to invest in yourself if you clicked on this post.
Rather, I’m going to phrase it differently.
Investing in yourself is probably the best investment because you will likely benefit from it for as long as you live.
That opens multiple doors to opportunities and adventures in your life.
As Make Up the Life You Love puts it, there’s always a way that your life can be better. The post linked also goes through and lists 5 ways to invest in yourself based on that claim.
With that in mind, here are some steps that I use in my life every single day.
How to Invest in Yourself
1. Eat Healthy and Stay Fit
Definitely start off by eating healthy. A good diet goes a long way in your life.
Unfortunately, this means that you might have to cut out some things like fast food and other foods high in sugar or fat and low in any other useful macronutrients. But hey, in the end, it will all be worth it.
There are different types of diets out there and they each depend on your desired body and exercise.
Regardless, you’ll feel better, function better, and live healthier just by eating healthy. This type of dieting goes hand-in-hand with staying fit.
Going to the Gym
That means going to the gym, playing some sort of sport, or just any form of physical exercise.
Especially in men, exercising will make your confidence skyrocket. I’m sure that women will also feel more confident with exercise.
There’s just something about seeing yourself slowly achieve that dream physique of yours.
It really builds your character physically and mentally.
The Gym and Dieting has Made Me More Confident
I actually started going to the gym and monitoring my diet around 4 months ago and I’ve seen nothing but positive changes.
Keep in mind, I’m not saying that it was all easy. It wasn’t. It took discipline and consistency for me be to build progress and feel better overall. More than any of that, it took me tons of research to find the perfect plans for me.
Now, I personally just finished bulking up [meaning that I ate in a calorie surplus to build more muscle]. When the new month began, I started eating less to lose the excess fat that I have and really highlight those muscles.
Either way, using the gym as a stress reliever and confidence builder rather than other unhealthy alternatives has been like a support beam for me.
I don’t see why it can’t be for you too.
2. Take Care of Yourself Mentally and Physically
Taking care of yourself is a huge investment because it’s one of the first steps in your character development.
Before you can go above and beyond, you’ve got to maintain yourself in a healthy manner.
That includes both your mental and physical sides.
If anything, I can definitely say that it is harder to take care of yourself mentally than physically. That’s because of the many stressors that exist in this modern world.
Coincidentally, this step goes hand in hand with the previous one.
You can definitely take care of yourself physically by eating well and exercising to stay in shape.
Adding more to that, taking care of yourself physically can include:
- Sleeping at least 7:30 hours every night
- Showering and grooming yourself accordingly
- Taking care of your hair [that’s something I am working on right now]
- Skin care routines [I used to have a problem with my skin]
There are probably more ways to take care of yourself physically, but you get the point.
Taking Care of Your Mental Health
In my opinion, I feel like mental health is even more important than physical health. Why?
Because if you’re not mentally in a good place, you won’t want to take care of yourself physically either.
Your mental health is going to either be your greatest weapon or your greatest weakness. You’ve got to choose which one you want.
If you want it to be your greatest weapon, then you’ve got to take care of it.
I’ll get more into your mental health later in this post, but I’ll mention that you need to allow your mind to absorb the good and the bad in your life.
You need to establish that balance.
3. Learn to Invest Your Money Easily
Part of investing in yourself is investing in your financial status.
“If you get your money up, you get yourself up”
You’ve probably already heard so many people say that money is not everything, which it isn’t. But it’s still something.
Something relatively big and important and any modern person’s life.
I recommend investing in stocks or even real estate [for those who have a little more to invest].
The Art of ETFs as Risk-Management
The basics of investing don’t even have to be that hard. You can own a simple ETF [or multiple ETFs] that follow a certain index or the whole market. In general, the market is known for growing over a long period of time.
For clarification, an ETF is one stock that contains very little ownership of hundreds of stocks all in one share. It’s supposed to be a form of risk management and it works very well.
Some ETFs even pay you dividends [a payment for just owning the stock] depending on how many shares you own.
It is important to note that this type of investment won’t yield you money overnight. You also won’t want to sell instantly after a loss.
Remember, this is a long-term investment.
My Portfolio on TDAmeritrade
For me, I’ve been using TDAmeritrade for all of my stocks. Around 80% of my portfolio is made up of ETFs.
The one I use is SPUS [SP Funds S&P 500 Sharia Industry Exclusions Index] as it maps the S&P 500 stocks minus some companies that are not compliant with my religious restrictions.
Despite the recent downtrend in the whole market, I still am confident in my portfolio because of how low-risk owning an ETF is.
I can definitely say that I have seen gains since I first began investing.
4. Cut Off Negative Influences Completely
Negative influences are like weights, pulling you back from moving forward as a person.
Long story short, you don’t want anything to do with them.
Bad influences aren’t just people; they can be videos, shows, music, environments, literally anything that gives you the idea to do something bad or harmful.
If you’ve got friends that make fun of you too much, point out insecurities, pressure you into drugs or any activity, or treat you without respect, they aren’t your friends.
Drop them and find people who influence you to do good and better yourself. Those are the people you want to get close to.
The same goes for every other influence. There are songs out there that promote sex [or drugs] so much that people become convinced that it’s a necessity. Shows and environments in today’s society are no different.
You’ve got to find a spot within them in which you can grow for the better.
Half of my school friends don’t actually know me on a close level simply because they probably won’t be the best influence on me.
I keep it that way because that’s my middle ground.
5. Meditate [or Any Stress Relief]
If you’re going to be investing in yourself, you’re going to need some sort of outlet.
Every normal human being has to deal with the stress that comes with this life. However, it gets unhealthy when you let it build up and affect your day-to-day life.
That’s where stress relief comes in. Essentially, you’d be doing something that you either enjoy or something that calms you.
Hence, I use the example of meditation.
Especially for younger people, meditation probably sounds corny. Despite how weird it might feel to sit there on your bed breathing slowly while listening to calming music, it gets the job done.
Just meditating for 15 minutes a day will change your life beyond recognition.
I started meditating out of desperation for an outlet to release my stress. Lucky for me, meditation was perfect.
Sometimes, I come up with great ideas while meditating and that acts as another benefit. In fact, the idea for this website came to me while I was meditating. It was weird but I still appreciated it.
You Can Choose From Many Healthy Stress Relievers
Of course, you can still have other forms of stress relief, as long as they are healthy. In my free time, I also like to watch anime or play video games. Steins gate has probably been my favorite anime of all time simply because of how pumped I felt watching it.
There are still plenty of stress relievers out there for you to choose from.
As long as you do these things in moderation, you will definitely feel less stressed out and it will be an overall good investment in yourself.
6. Plan Your Days
To be more specific, plan your priorities only.
Although planning every aspect of your day from hour-to-hour might make you more organized, I personally found it way harder to follow.
Not only that but if I mess up one thing, the whole schedule is affected.
For that reason, I stick to just planning my priorities. From there, I try and get them done as soon as possible so that I can have the rest of my day to myself.
This is more efficient because it gives me something to look forward to after grinding out all that work, rather than distributing it throughout my day and risking not doing it.
Especially if you tend to procrastinate as I do, this type of investment in yourself will work really well.
7. Do Something Passion-Driven
If you really want to feel alive, this is the biggest way to do so healthily and with lasting benefits.
Whether you enjoy playing piano or was always good at coding, taking a passion and using it to create or achieve something might just be the best investment you can make in yourself.
There are so many benefits to using your passion:
- Your confidence will benefit
- Strong motivation and sense of purpose
- Might turn it into a business and make money from it
- Works as stress relief and purposeful work
The list goes on with the benefits.
If you’re thinking that this is too good to be true, you’re right. Kinda.
The hardest part about this is that not everyone knows their passion.
Some people might have something they enjoy but they aren’t sure if it’s their passion. It really all comes down to trying a bunch of new things and finding what you end up getting attached to.
It’s a process that some people finish earlier than others. The best bet is to give it time.
For me, my passion is to change the world in some way.
So far, I am not necessarily rich so I can’t start some huge foundation or charity of some sort.
Therefore, I decided to try and influence people through their minds. It is for that reason that I made my website and podcast.
The one thing about your passion(s) is that you’ll know when you find it. You just will.
You might also enjoy: How to Find Your Purpose of Life: A Simple Guide
Investing in Yourself Over the Long Run
Just give it a year. That’s all it’ll take.
You’ll see improvements that you might have never seen before.
The hardest part is the commitment and the discipline. Once you start, it just becomes a routine. Don’t give up and seek out a better version of yourself.
Let me know in the comments if you’ve already started investing in yourself.
Heather LevinHeather Levin is a writer with over 15 years experience covering personal finance, Levin, H., & Heather Levin is a writer with over 15 years experience covering personal finance. (n.d.). 11 best ways to invest in yourself & build a better life (free or low-cost). Money Crashers. Retrieved October 3, 2021, from https://www.moneycrashers.com/best-ways-invest-in-yourself/.
7 ways to invest in yourself | saving and budgeting | US news. (n.d.). Retrieved October 3, 2021, from https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/7-ways-to-invest-in-yourself.
Nicholson, C. S. (2021, May 12). 10 ways to invest in yourself & see life-changing returns. Careful Cents. Retrieved October 3, 2021, from https://www.carefulcents.com/invest-in-yourself/.
Centers for Disease Control and Prevention. (2021, May 16). Benefits of healthy eating. Centers for Disease Control and Prevention. Retrieved October 3, 2021, from https://www.cdc.gov/nutrition/resources-publications/benefits-of-healthy-eating.html.